Ocean financial services
If you're ready to think about remortgaging, our expert and independent financial advisers can guide you through the hundreds of mortgages available, helping you find the one best suited to your needs with an absolute minimum of stress and hassle.
Let's look briefly at the three most frequent reasons for remortgaging:
Depending upon your current mortgage, there's a good chance that switching to a different mortgage could save you money - reducing not just your monthly payments, but also potentially the overall amount you need to pay back.
We’re totally independent, which means we can search the whole of the market to find the mortgage offering the best deal for you.
Interest rates may rise or fall - and if you're worried that rising rates could cause you problems in the short to medium term, the answer may be to switch to a fixed-rate deal.
You'll know exactly how much you'll have to pay for an agreed period - usually, two, three or five years. Which means you'll enjoy the peace of mind that comes with being able to plan your monthly budgets with real certainty.
If you have built up equity in your home over the years, remortgaging can provide funds to make home improvements, cover the cost of other major projects, or pay off other more expensive debts.