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Test Stamp Duty Calculator

Stamp Duty is a tax payable on all UK property purchases over £125,000

It's a bit fiddly because the amount you have to pay increases in line with the price of the property you're buying. And to complicate matters further, you'll be charged different (higher) rates if it's a second home or buy-to-let. 

Correction: it would be a bit fiddly and complicated, if you didn't have Ocean's handy calculator to help you. Luckily, you do.


Stamp duty land tax (or Land and Buildings Transaction Tax in Scotland) is a lump-sum tax that anyone buying a property or land costing more than a set amount has to pay. The tax payable varies based on the price of the property and the type.

You must pay stamp duty to the HMRC 30 days from the date of completion or you may risk a fine. Your solicitor or legal adviser should handle this for you to ensure you don't miss the deadline. Some buyers prefer to add on the SDLT amount to their mortgage loan. Please speak to your mortgage provider.

This calculator applies to residential transactions only. If all, or part, of your transaction is commercial, agricultural or non-residential then the rates will differ.

The Stamp Duty Indicator also presumes that none (or part) of the property qualifies as mixed-use for which the current SDLT would be up to 5%.

Please note, you cannot use the tool for residential properties with chargeable consideration over £500,000 where the 15% rate of SDLT applies. You’ll need to perform a manual calculation instead, please consult your solicitor or tax consultant for further advice.

Standard rate

Price Bands Rate of Stamp Duty Breakdown
£0 - £125,000 0% £0
£125,001 - £250,000 2% £0
£250,001 - £925,000 5% £0
£925,001 - £1.5m 10% £0
Over £1.5m 12% £0
Total Stamp Duty £0

Buy-to-let and second homes

Price Bands Rate of Stamp Duty Breakdown
£0 - £125,000 3% £0
£125,001 - £250,000 5% £0
£250,001 - £925,000 8% £0
£925,001 - £1.5m 13% £0
Over £1.5m 15% £0
Total Stamp Duty £0

Stamp duty land tax (or Land and Buildings Transaction Tax in Scotland) is a lump-sum tax that anyone buying a property or land costing more than a set amount has to pay. The tax payable varies based on the price of the property and the type.

You must pay stamp duty to the HMRC 30 days from the date of completion or you may risk a fine. Your solicitor or legal adviser should handle this for you to ensure you don't miss the deadline. Some buyers prefer to add on the SDLT amount to their mortgage loan. Please speak to your mortgage provider.

This calculator applies to residential transactions only. If all, or part, of your transaction is commercial, agricultural or non-residential then the rates will differ.

The Stamp Duty Indicator also presumes that none (or part) of the property qualifies as mixed-use for which the current SDLT would be up to 5%.

Please note, you cannot use the tool for residential properties with chargeable consideration over £500,000 where the 15% rate of SDLT applies. You’ll need to perform a manual calculation instead, please consult your solicitor or tax consultant for further advice.

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